[Cranky]

On May 20, 2009, President Obama signed into law the Helping Families Save Their Homes Act to help improve the ability of borrowers to benefit from the opportunities provided by Hope for Homeowners in the context of the President Obama Administration's housing plan. As part of this legislation, incentive payments will be available for successful Hope for Homeowners refinances and servicers will be required to evaluate all applicants for eligibility for Hope for Homeowners as well as the home Affordable Modification Program.

Now does anyone know why only 85,000 has applied let alone be approved?!!